Expert Insurance Claim Assistance At PGS Adjusters, we specialize in helping homeowners navigate complex insurance claims and secure the compensation they deserve. Our Comprehensive Process Professional Inspection: We thoroughly inspect your roof and document all damages. Full Claim Management: Our team handles the entire process from start to finish. Expert Negotiation: We deal directly with your insurance provider so you don't have to. Our Goal is Simple: 👉 Get your roof approved and replaced with minimum effort and $0 out-of-pocket cost!
Represent You
A public adjuster is ready to handle the process from start to finish. Instead of spending your time making calls, managing paperwork, and trying to interpret complicated policy language, you now have a licensed advocate working on your behalf — someone focused on protecting your interests every step of the way.
Inform you
Many homeowners are unfamiliar with insurance policy language and coverage details, often because those terms were never fully explained when the policy was purchased. As a result, many policyholders are unsure of what to expect during the claims process and may accept the insurance company’s offer without realizing they could be entitled to more. We take the time to educate our clients on their coverage, explain the claims process clearly, and help them understand the benefits and protections available under their policy.
Walks you through the process
We manage all communication with your insurance carrier on your behalf — from phone calls and emails to paperwork and claim disputes. You remain updated throughout the process while we take care of the negotiations and advocacy.
Public Adjusters typically do not charge an upfront fee. Instead, they work on a contingency fee basis. This means they receive a percentage of the total claim settlement paid by your insurance company.
Standard Rates: Most fees range between 10% and 20% of the final settlement.
Caps: Some states have laws that cap the percentage a PA can charge, especially during declared states of emergency or catastrophes.
No Recovery, No Fee: If the PA does not successfully recover funds for you, you generally owe them nothing.
If your roof claim is approved, the primary “out of pocket” expense you are responsible for is your insurance deductible.
The Deductible: This is the amount specified in your policy that you must pay toward a loss before insurance coverage kicks in. The insurance company will subtract this amount from your settlement check.
The PA Fee: While the PA fee is taken from the settlement, it is technically an out-of-pocket cost in the sense that it reduces the net amount you have available for repairs. However, the goal of a PA is to negotiate a higher settlement that covers both their fee and the full cost of repairs, leaving you in a better position than if you handled the claim alone.
Nothing! Simply schedule a FREE roof inspection with PGS adjusters and we will visit your property and complete a comprehensive roof inspection to detect any damage you have. We will then document all damages as requested by your insurance and file the roof claim. We even negotiate the approval amount if necessary. We will handle all requests throughout the process until the claim reaches a final resolution. Once approved, the insurance will send you money to repair your roof!
